What currency is used in Curaçao?
What currency is used in Curaçao?
Are you planning your trip and wondering what money you’ll need to bring or exchange when you arrive?
Understanding the money you’ll use on the island
The official local currency in Curaçao is the Netherlands Antillean Guilder, also known as the Antillean Guilder or Caribbean guilder. You’ll see it abbreviated as ANG or NAƒ, and its ISO 4217 code is ANG. The currency is managed by the Central Bank of Curaçao and Sint Maarten, which serves both islands within the Kingdom of the Netherlands. The exchange rate has remained stable at approximately 1.79 ANG to 1 US Dollar for many years, making it easy to calculate prices quickly during your visit.
The good news for travelers is that the US Dollar is widely accepted throughout the island at hotels, restaurants, tour operators, and most shops. You can often pay with credit card at larger establishments, though some local markets and smaller venues prefer cash. When paying with US Dollars, you’ll typically receive change in Antillean Guilders, so it’s helpful to familiarize yourself with the coins denominations and bills. ATMs are available at major locations including gas stations, shopping areas like Renaissance Mall, and near cruise ships terminals, dispensing both currencies depending on the machine.
If you need to exchange foreign currency, you’ll find currency exchange shops in Willemstad and at banks such as Maduro & Curiel’s Bank throughout the island.
How to handle money during your visit
Understanding your payment options and knowing where to access funds will help you enjoy a stress-free vacation on this beautiful Caribbean island.
Using credit cards and digital payments
Most hotels, restaurants, and tour operators accept major credit cards for card payments, making transactions convenient for international visitors. You’ll find that Visa and Mastercard work reliably at larger establishments, while Apple Pay and other digital wallet services are becoming increasingly available at modern venues like Sambil Shopping Mall. Before your trip, contact your Canadian bank or financial institution to inform them of your travel dates and ask about foreign currency fees and any conversion fee charges that may apply to international transactions. Some smaller local stores, food trucks, and vendors at local markets still prefer cash, so it’s wise to carry both payment methods.
Where to exchange money on the island
If you need to complete the currency exchange process, several trusted options are available. Banco di Caribe operates multiple branches throughout Willemstad and offers competitive rates for converting dollars and other currencies. You can also visit a dedicated currency exchange shop near popular tourist areas or stop by Maduro & Curiel’s Bank locations across the island. Services like Western Union provide additional options for receiving money transfers if needed. The exchange process is straightforward, though you’ll want to bring valid identification such as a passport when conducting larger transactions at banking institutions.
Currency features and security
The Netherlands Antillean Guilder notes issued by the Centrale Bank van Curaçao en Sint Maarten include sophisticated security features to prevent counterfeiting. Modern bills display a moiré pattern that shifts when viewed at different angles, along with watermarks and other protective elements. The currency is printed by specialized facilities including Crane Currency and has been produced by the Royal Canadian Mint in previous series. Notes come in various denominations, and you’ll quickly become familiar with the colorful designs featuring local wildlife, historical figures, and Caribbean imagery that celebrate the island’s heritage.
Practical tips for tourists and travelers
When arriving by cruise ships, you’ll find ATMs and exchange services at the terminal before exploring Willemstad’s historic districts. Many vacation rentals, beach rentals, and even pet-friendly hotels quote prices in US Dollars for convenience, though local businesses may prefer Guilders. The Curaçao Tourist Board recommends withdrawing moderate amounts of cash as needed rather than carrying large sums. You can access funds easily at gas stations and shopping centers, where ATMs typically offer language options and dispense both currencies depending on your card and selection.
Understanding the regional monetary system
The currency system dates back to regional constitutional reform that established the Kingdom of the Netherlands structure, giving both Curaçao and St. Maarten autonomy over internal affairs while sharing monetary policy through their Central Bank. This differs from neighboring Sint Maarten on the French side and the Aruban florin used in Aruba, which separated its currency system decades ago. The guilder’s official name in Dutch, Nederlands Antillen Florijn, reflects its connection to the former Dutch guilder that was replaced by the Euro in the Netherlands itself.
What currency is used in Curaçao? - FAQ
Will the currency in Curaçao change in the near future?
The Central Bank of Curacao and St. Maarten announced plans for a new Caribbean guilder to replace the current Antillean Guilder in the second half of 2024, though implementation timelines may vary. This change follows ongoing regional constitutional reform discussions and updates to monetary policy within the Dutch Caribbean. The exchange rate is expected to remain stable against the US Dollar during this transition. Tourists should stay informed through the tourist board and email communications from their accommodations for tour updates regarding currency acceptance during their visit.
What drinks and local specialties should I try while in Curaçao?
Beyond the famous Blue Curaçao liqueur, visitors should sample Amstel Bright, the island’s popular local beer brewed specifically for the Caribbean climate with a refreshing taste perfect after exploring natural wonders or beaches. Local restaurants and food trucks serve authentic Caribbean dishes best enjoyed with tropical cocktails. You’ll find these beverages widely available at local markets, beach bars, and restaurants throughout Willemstad’s historic districts. The combination of Dutch brewing traditions and Caribbean flavors creates unique drinking experiences that complement the island’s culinary scene and vibrant culture.
How is the weather and climate in Curaçao?
Curaçao enjoys consistently warm, sunny conditions year-round with average temperatures between 78-88°F (26-31°C). The weather and wind patterns are notably stable, as the island sits outside the hurricane belt and benefits from constant trade winds that provide natural cooling. These breezes make outdoor activities comfortable even during midday heat and create ideal conditions for kitesurfing and sailing. The dry climate means minimal rainfall compared to other Caribbean islands, with the wettest months from October to February still offering plenty of sunshine. This predictable weather makes Curaçao perfect for planning outdoor adventures year-round.
Can I use payment apps and mobile wallets everywhere?
While Apple Pay and other digital payment options are expanding at modern venues like Sambil Shopping Mall and larger hotels, coverage remains limited compared to North America or Europe. The My Caribbean Guilder app helps locals manage finances but international visitors primarily rely on traditional card payments with major credit cards. Smaller establishments including local stores, beach rentals, and some food trucks still operate cash-only. Before your trip, verify your mobile wallet’s international functionality and always carry backup payment methods including US Dollars or local currency for flexibility.
What is the connection between Curaçao and other Caribbean territories?
Curaçao shares its Central Bank with St. Maarten (Dutch side) but uses different currency than the French side called Sint Maarten, which uses Euros. Unlike the Aruban florin used independently in Aruba, the Antillean Guilder serves both Curaçao and Dutch St. Maarten following constitutional reforms. These Caribbean islands maintain autonomy over internal affairs while coordinating foreign diplomacy through the Kingdom of the Netherlands. This unique relationship differs from territories like Wallis and Futuna, which use different systems. Understanding these connections helps explain the monetary landscape across the region.
Where can I find ATMs and banking services outside of Willemstad?
ATMs are conveniently located throughout the island at major gas stations, shopping centers like Renaissance Mall, and near popular tourist areas where cruise ships dock. Union Caribe operates multiple ATM locations alongside other banks, dispensing both US Dollars and Antillean Guilders depending on your selection. You’ll find machines at airports, resorts, and main roads connecting to beaches and attractions. Most accept international cards, though checking with your Canadian bank or home institution about international withdrawal fees and daily limits before traveling ensures smooth access to funds throughout your island adventures.
What accommodation options accept US currency directly?
Most vacation rentals, beach rentals, and pet-friendly hotels quote prices in US Dollars for international visitors’ convenience, accepting payment in either currency. Larger resort properties and internationally-branded hotels typically process transactions in dollars to simplify billing for tourists. Independent guesthouses and local accommodations may prefer Antillean Guilders but remain flexible. When booking through platforms or directly contacting properties, confirm which currency they prefer and whether exchange rates apply. Many favourite places recommended by the tourism board accommodate both currencies, making financial planning easier for visitors staying across different accommodation types.
How can I find the best deals and current exchange rates?
Use online resources and search engine tools to compare current rates before your trip, checking official sources from the Centrale Bank van Curaçao en Sint Maarten for accurate information. The Curaçao Tourist Board website provides financial guidance and links to reputable exchange services. Sign up for email communications from CuracaoTodo.com to receive notifications about special offers, tour updates, and money-saving tips for activities and dining. Many tour operators and restaurants offer package deals posted on their websites or social media. Booking activities in advance through comparison platforms often yields better rates than last-minute purchases.
What unique experiences can I explore beyond typical tourist activities?
Discover natural wonders including dramatic coastal formations, hidden coves perfect for snorkeling among diverse marine life, and sunset viewpoints away from crowds. Visit local distilleries, explore the colorful architecture reflecting Dutch and Caribbean fusion, or join cultural festivals celebrating the island’s heritage. The steady weather and wind conditions create year-round opportunities for water sports, hiking, and outdoor photography. CuracaoTodo.com helps you find these authentic experiences through detailed listings and filters that match your interests, whether seeking adventure, relaxation, or cultural immersion at your favourite places across this diverse island destination.
Are there any practical tips for managing money at local markets?
When shopping at local markets and smaller local stores, bring cash in smaller denominations as vendors often cannot break large bills or process credit cards. Familiarize yourself with coins denominations to handle change confidently when purchasing from food trucks and street vendors. Prices at markets are sometimes negotiable, particularly for crafts and souvenirs, though food items usually have set costs. The authentic market experience offers glimpses into daily island life while supporting local businesses. Keep small amounts of both US Dollars and Guilders handy for flexibility, as acceptance varies by vendor preference and available change.
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